A L P H A   F . M .   L T D .
    Welcome to Alpha Financial Management Ltd - Telephone 0151 949 1666










 

Savings / Investments

Saving or Investing is an effective way to create wealth by making your money work harder to achieve your financial goals sooner.

The biggest fallacy about investing is that it’s only for the rich. This is far from true - you don’t have to be wealthy to be an investor. In fact, a well managed investment portfolio can increase your wealth, provide you with an income, or both.

No doubt you’ve worked hard for your money; by investing it wisely you can make it work harder for you.

How can Alpha Financial Management help me with my investment requirements?

One of our investment specialists will contact you to discuss your requirements further.

Firstly contact us using the enquiry form below or call us on 0151 949 1666

Our fee guarantee: You will not pay any fees unless we can help you.

Our investment planning strategies may include the use of ISA's, Unit Trusts, Investments Bonds etc. We identify investments that provide plenty of upside when markets do well. This will lead to a total return that aims to outperform our benchmarks over the medium to longer period. We provide an investment strategy to ensure that our clients are getting the best possible returns for the level of risk that they are willing to take.

There is a huge difference in the performance of funds, even within the same sectors. We have thorough analysis systems that we use to help us review a new client's existing portfolio and to advise on whether the risk the portfolio is exposed to matches with the risk that you are comfortable with. This is in addition to us providing you with our opinion on the charges and performance of your existing investments.
This can all be performed under our ‘investment review service'.

How do I appoint Alpha Financial Management to conduct an investment review?

Firstly contact us using the enquiry form below or call us on 0151 949 1666

Our fee guarantee: You will not pay any fees unless we can help you.

We make sure a client has the right investment portfolio to match their attitude to risk. We advise on a huge choice of fund managers and over 2,000 individual funds. We do not believe in just using one fund manager and placing your investments under one roof but go for the whole of market approach. We can also advise you on how you can benefit from the use of our ‘model portfolios’. If we feel that one of the funds in our 'model portfolios' is underperforming, we can notify our clients so that action can be taken to replace the underperforming fund or fund manager.

Feel free to contact us to discuss your investment requirements or our investment review service further.

How do I appoint Alpha Financial Management to conduct an investment review?

Firstly contact us using the enquiry form below or call us on 0151 949 1666.

Which investments are right for you?
There’s no single answer to this question - it all depends upon your individual needs and circumstances. Whilst there’s a wide choice of investments available, selecting the best option can be difficult.

Your choice of investments should correspond with:

  • your short, medium and long term goals;
  • your current financial position; and
  • the level of investment risk you’re prepared to accept.

You’ll also need to consider:

  • security - how secure will your money be?;
  • liquidity - how accessible will your money be?;
  • returns - what results can you expect?;
  • inflation - will your investment grow faster than inflation?;
  • tax - what percentage will the tax man get?;
  • timescale - for how many years are you planning to invest?

When should you invest?
It’s not when, but rather for how long you invest which will determine how quickly your money grows.

By maintaining a long-term view of your investments, you can reduce the impact of short-term market fluctuations and, over time, enjoy higher growth. A long-term investment strategy has the added advantage of compounding the return that you earn on your investment.

Compounding is when you reinvest the interest you earn on an investment and can be an effective means of accelerating the growth of your money. If you continue to reinvest your interest over a few years, you’ll be earning interest on your interest.

Creating your unique investment plan
Your choice of investments should be guided by a financial plan, not by instinct or a punt on a potential investment opportunity. Investing without a strategy has been likened to building a house without any architect’s plans.

Whatever the nature of the investments, the starting point should be the same. Our investment specialist will be able to help you identify the type of investment best suited to your needs.

Ready for your free savings & investment review?
Even if you already have savings and investments or a good idea of where you want to be, a second opinion from an independent financial adviser can help give you confidence in your present as well as your future. Your investment review is free and without obligation.

How do I appoint Alpha Financial Management to conduct an investment review?

Firstly contact us using the enquiry form below or call us on 0151 949 1666.

Wrap Account
Where appropriate, we may recommend the use of a "Wrap account". A wrap will enable you to hold all funds within a single administrative account, whilst diversifying your investments amongst as many different funds with as many different companies as you like. Through one single account, you may hold your pension funds, direct investments, ISAs, and offshore funds, all of which are summarised on a single statement. It offers capital gains tax calculators which will help us maximise your capital gains tax exemptions - minimising your tax liabilities and offers near total flexibility in the investments that you may hold.

Many of the investments that we use have extremely high minimum premiums which can be up to £1m. By pooling clients funds on a wrap account, minimum investments can be reduced to a few hundred pounds, providing access to some of the country's most exclusive investment funds to relatively small investors.

Contact us to call you back
Complete the boxes below and an adviser will call you back at a time to suit you without cost or obligation.

Your Name*
Your Phone Number*
Preferred Call Time*
Preferred Email address*

Advice Required*


*Required information.

Data Protection
Please view our Data Protection Statement

I have viewed the Alpha
Data Protection Statement.

 
Please tick this box if you do not consent to us or any company associated with us processing any such sensitive personal data. 		 
Please tick this box if you are happy for us
to contact you for marketing purposes by
e-mail.


Click here to view our Client Agreement.
Click here to view our Best Execution Policy.